Get 100 points in 6 months. Guaranteed. And you don’t have to pay even 50% of your debt.
When it comes to credit, there are many factors involved with how your score is added up. You also have a few scores, one with each bureau (TransUnion, Equifax, and Experian) and all 3 of these make up your FICO score.
If you go to credit karma or credit sesame, you can login and see your credit report, each negative item, and from there make adjustments to your budget.
I specialize in removing items from your report by disputing inaccuracies, as well as negotiating with collections agencies to work on how they report the opened accounts.
Bankruptcy may be an option, and if you’re earning $40,000 or less annually and have more than $100,000 in debt, you may want to consider that route. I offer a service to have a bankruptcy done, but I recommend an attorney for larger amounts.
For amounts ranging from $10-20,000 you can probably safely pay $3-5,000 in some cases, and have a score high enough to get a $10,000 credit card. There are credit tricks to turn credit into money and get temporary consolidation loans, lowering your overall payment and restoring your credit to 700+ in a few months.
If you’re interested in getting your credit score 100+ points in a few months, just contact me.